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Today, many people dismiss the idea of life insurance. Although they know they need it, they have a preconceived notion that it is inaccessible and unattainable. One contributing factor is that there are no internet outlets that just give them the rates they are looking for, but require them to fill out a long page of private information only to have to wait for rates and a phone call from a aggressive insurance agent. Although there are some sites on the web for people to run their own rates and view them in the privacy of their home without the intrusion of an insurance agent, these sites are few and far between. Why is this so?
With all the term life insurance policies on the market that fit anyone’s budget, why do people keep thinking they can’t afford it? Because it is in the form in which this insurance is presented and marketed. Unlike the health insurance industry, the term insurance industry is behind in internet marketing and does not have real-time rates available for the public to see how they can meet this need within a budget with instant rates. . Affordable health insurance rates are network wide and easily obtainable, as most term insurance is still sold at home by insurance agents. People would rather go without life insurance than have an aggressive insurance agent in their home.
This insurance industry is still in the stone age when it comes to presenting affordable insurance rates to the public. People from California to Pennsylvania, North Dakota to Texas are doing millions of searches online for life insurance rates and not getting it. I see a big change in this insurance industry in the years to come, with the trend shifting to marketing to the public using the internet to show just how affordable this insurance is and how easily it can fit into the average family’s budget. There will come a time when if you do a Google search for, say, Texas Life Insurance, you will have a multitude of sites to choose from to get the information you are looking for without the hassle of an aggressive insurance agent hounding you day after day. day. . One day it won’t matter if you are in San Diego, Houston, Dallas or even New York, there will come a time when, no matter where you are, you can see if term insurance can fit your budget and buy a line. without an agent.